Credit & Budget Counseling


In a world with many financial obligations and options, it’s no wonder money management often seems overwhelming.


That’s why our credit union has partnered with a financial fitness program called Balance.


Through this partnership, you now have access to free financial counseling services. To start using this great service simply call, toll free, 888-456-2227, or log on to


This is a really good resource if you have questions about how long something stays on your credit report or whether it’s better to lease or buy a car. You’ll get the answers as soon as you call.


If you have any inquiries about consolidating your credit card payments, lower payment amounts, you can always go to them.


Personal finance affects all of us, every day. Fortunately, everyone can achieve to become financially set with determination and professional guidance.


To learn more about this program, please visit





Balance Financial Fitness Program,

REFCU can help you get

financially independent.