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FAQs on Credit, Debit and ATM Cards

 

ATM CARDS

 

What is the daily limit on my ATM card?

$300.00 within 24Hrs.

 

Can I use my ATM card to make purchases?

Yes, select debit and enter the pin.

 

Can my ATM card be used like a Credit Card?

No, the card must have the Visa logo in order for it to be used like a Credit Card.

 

How many tries do I have to get the correct Pin?

The maximum attempts is 3.

 

I lost my ATM what should I do?

Contact one of our local branches and inform a member service rep.

 

Is there a fee to replace my card?

Yes, there is a $5.00 replacement fee.

 

 

DEBIT CARDS

 

What is the daily limit for withdrawal on my Debit Card?

$300.00 within 24 Hrs.

 

What should I select when making purchases with my Debit Card - debit or credit?

Credit should be selected.

 

Can I transfer or deposit funds in my account and use my Debit Card to make purchases the same day?

No, the card can be used after 24Hrs.

 

I used my Debit Card but I don’t see it posting to my account for 3 days?

Debit Card transaction takes 3 business days to post to the actual account.

 

How do I get a Debit Card?

You would have to have an overdraft or apply for one in order to get a Debit Card.

 

I lost my Debit Card what should I do?

To report your debit card lost or stolen, contact Visa at 1-800-543-5073.

 

What is the daily limit on purchases when using my Debit Card?

$2000.00 within 24 Hrs.

 

Is there a fee to replace my Debit Card?

Yes, there is a $15.00 replacement fee.

 

Is there a minimum dollar amount I can dispute?

Yes, the transaction must be over $20.00 for that transaction to be disputed.

 

 

CREDIT CARDS

 

If I lost my Credit Card what should I do?

To report lost or stolen card, contact Visa at 1-800-872-1712.

 

Can I view my Credit Card transaction and or make payment online?

Yes. To view your statement and/or make payments, go to www.eZCARDINFO.COM and enroll.

 

Do I have to go to the Spring Valley location to get a cash advance?

No, you can stop by any one of our branches or go to any bank with a valid ID.

 

 

 

More Questions? Email or call us toll-free at (877) 922-2822!