One of the greatest advantages of REFCU membership is our complete line of low-rate loans. We have financing for almost anything you desire and flexible payment options.
Loans are approved based on your overall creditworthiness, including credit history, capacity to repay (debt to income ratio), stability of employment, residential history (current and previous), and collateral if applicable.
The process is easy. Here is what you need:
Repayment options include cash, check, bi-weekly/monthly transfer from checking or savings, or through your direct deposit or payroll deduction.
Apply for a low-rate personal loan from REFCU, and use the money to buy appliances, a new computer, or your dream vacation, just to name a few.
Is your car turning into a collector item? Are you tired of repair expenses? Maybe is time to get a new car. Let us finance it!
Up to 100% financing is available to qualified.
Looking for an affordable car to use on a road trip? Maybe you're looking for a sports car to cruise the town, or you just need to get to work. Whatever your reason for getting a used vehicle, let Rockland Employees Federal Credit Union help with the financing.
For our current rates, please click here.
With terms up to 84 Months, you can enjoy a recreational vehicle at a low fixed rate. See Loan Rates »
Take the worries out of check writing by linking your checking to a Personal Line of Credit to ensure that your checks will be honored.
Our Share Secured Loan allows you to borrow against your savings, while still earning dividends on your money.
This loan offers another way to access funds without dipping into your savings. Borrow up to 100% of your Share Certificate balance and enjoy a low rate.
Buying a home is a big step. You need a lender you can trust and who will work with you through the process. That lender is REFCU. We can finance or refinance your home and help you make the most of your equity with our affordable range of mortgage and home equity options.
To check on our current real estate loan rates, click here.
For more information, call our underwriters at 1-800-342-4998.
Consolidate your bills, make that needed repair to your home or pay for college tuition with a low rate REFCU Home Equity Loan. The interest may even by tax deductible. Contact your tax advisor for details. Home Equity Application »
REFCU offers you a choice of Platinum, Gold or a Classic VISA® Card. We even offer a Secured VISA® Card for those of our members wishing to establish or restablish credit. Learn more »
* Must meet Credit Union Lending criteria.