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Individual Retirement Accounts

Designed to meet short- and long-term savings needs, these high-yield, fixed term investments are a safe, insured way to invest for the future. Share certificates can also be used to secure a loan at considerably lower rates (IRAs not eligible). Share certificates are offered in flexible terms.

IRAs – Individual Retirement Accounts

IRAs are designed to meet members' long-term retirement savings needs. Your credit union offers a variety of Individual Retirement Accounts, including Traditional, Roth and Education IRAs, which may provide you with additional tax benefits.

Choose from a variable IRA with $25 minimum or an IRA Certificate with a $1,000 minimum balance and flexible terms.

Traditional IRA

Invest with pre-tax dollars and let your investment grow tax- deferred until retirement.

Roth IRA

Iinvest your after-tax dollars today, let the investment grow tax-deferred, and withdraw your principal and earnings tax-free with a qualified distribution

Coverdell Education Savings Account

Formerly called an Education IRA, this investment tool allows you to save for the future cost of a child’s post-secondary education. For more information about IRAs please call us at 1-877-922-2822.

Federal Insurance

The National Credit Union Administration (NCUA), an agency of the U.S. Government, federally insures your accounts to $250,000, with Individual Retirement Accounts separately insured up to $250,000. For additional information on how all of your accounts are federally insured, visit MyCreditUnion.gov to learn about NCUA share insurance coverage

For additional information or to open your Share Savings Account, call or stop by any of our conveniently located branch locations today.