Individual Retirement Accounts
Designed to meet short- and long-term savings needs, these high-yield, fixed term investments are a safe, insured way to invest for the future. Share certificates can also be used to secure a loan at considerably lower rates (IRAs not eligible). Share certificates are offered in flexible terms.
IRAs – Individual Retirement Accounts
IRAs are designed to meet members' long-term retirement savings needs. Your credit union offers a variety of Individual Retirement Accounts, including Traditional, Roth and Education IRAs, which may provide you with additional tax benefits.
Choose from a variable IRA with $25 minimum or an IRA Certificate with a $1,000 minimum balance and flexible terms.
Invest with pre-tax dollars and let your investment grow tax- deferred until retirement.
Iinvest your after-tax dollars today, let the investment grow tax-deferred, and withdraw your principal and earnings tax-free with a qualified distribution
Coverdell Education Savings Account
Formerly called an Education IRA, this investment tool allows you to save for the future cost of a child’s post-secondary education. For more information about IRAs please call us at 1-877-922-2822.
The National Credit Union Administration (NCUA), an agency of the U.S. Government, federally insures your accounts to $250,000, with Individual Retirement Accounts separately insured up to $250,000. For additional information on how all of your accounts are federally insured, visit MyCreditUnion.gov to learn about NCUA share insurance coverage