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Direct Deposit & Payroll Deduction

Direct Deposit

Save yourself a trip to the credit union by using Direct Deposit to automatically deposit your paycheck or a specified portion into a REFCU account.


  • It’s FREE
  • No trips to the branch
  • No waiting in lines
  • Your money is deposited even if you’re away on a business trip or on vacation
  • Fast and Convenient
  • Have instant access to your funds, there's no "hold"

Contact your employer’s payroll or personnel office to find out if Direct Deposit is available, and provide them with a direct deposit form, or just come to one of our branches and speak to a member service representative.

Enroll in Direct Deposit today!

Payroll Deduction

REFCU offers payroll deduction to its members. Forms may be completed at any of our offices.

Payroll Deduction allows you to:

  • Authorize a deduction of any specified amount from your paycheck for deposit to any of your REFCU accounts.
  • Make REFCU loan payments automatically.
  • Allocate a portion of your paycheck to Savings (even a small amount each payday can help you save for vacations, holidays, college, purchases or other expenses).

Click here to download an application form.