
You depend on your car. But big unexpected repairs can happen after your factory warranty expires. Mechanical Repair Coverage (MRC) can help you limit the cost of any breakdowns. You pay only the applicable deductible, if any. MRC can help lighten the financial burden for you and the people you care about. Get MRC today so you can worry a little less about tomorrow.
As your vehicle gets older, the risk and cost of repairs increases.

Repairs can be expensive.1
COVERS ANY COVERED BREAKDOWN EXCEPT ITEMS LISTED UNDER “WHAT’S NOT COVERED.” PLATINUM COMPONENTS COVERED:
COVERS ALL SILVER PLAN COMPONENTS PLUS:
*Not every deductible option is available for all MRC Coverage Plans or Terms. Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., in FL, LA , and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), all located at 175 West Jackson Blvd., Chicago Illinois 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc. Coverage varies by state. Replacement parts may be used or remanufactured. Be sure to re ad the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product.1Actual costs may vary by vehicle year, make, and model. Prices based on specific manufacturer-suggested labor & component repair prices for a representative sample of 2016 Asian, Domestic, and European vehicles as reported by a nationally-recognized labor/time publication. 2Only when a covered breakdown occurs 100 miles or more from home. (Not available to NY residents.) 3Full refund available only if coverage is unused in the first 60 days. If used or cancelled after 60 days, refund is prorated less administrative fees. Cancellation administrative fees vary by state.
REFCU offers you a choice of Platinum and Secured VISA® Card for those of our members wishing to establish or re-establish credit. Our VISA® rates are fixed and can be from 12.99% to 17.99% APR, based on creditworthiness.
For lost or stolen Visa credit cards, please call 1-888-999-7729.
Call 1-888-999-7729 (toll free U.S) or 531-262-5304 (international) for balance inquiries, payment information, transaction history, statement requests or to dispute a charge.
If you want to transfer your balance from a higher-rate credit card, take advantage of the low interest rate VISA® Platinum.
Experience greater purchasing power with the VISA® Platinum. This card offers a fixed rate of 12.99% to 17.99% APR, based on creditworthiness, along with the following benefits:
This card is for members that are interested in building or improving their credit. With an APR of 13.99%, REFCU can help you establish a credit history that will benefit you now and in the future.
Do you need extra cash? No problem. Use your REFCU VISA® Card and experience the same low rate as your regular purchase. More importantly, no annual fee is required. Check your account status online 24 hours a day.
Your monthly payment can now be deducted directly from your credit union Share Savings or Checking Account. Call our Representative for details.
Speak with a Representative at (845) 371-5804 or toll-free at 1-877-922-2822 if you have questions or concerns.
Notify REFCU when you travel outside of the United States with the following information:
This information will be noted on your account and will alert us to upcoming transactions that will occur outside of your typical spending behavior.
Contact us by phone at (845) 371-5804, Toll-free at 877-922-2822, visit any of our branch locations or send us a secure email.
Use your time in college to get a student credit card and build up your credit score so you're prepared for the real world. Apply for a REFCU Student Visa Credit Card today.
*On current balance and new purchases, cash advances and balance transfers.
One of the greatest advantages of REFCU membership is our complete line of low-rate loans. We have financing for almost anything you desire and flexible payment options.
Loans are approved based on your overall creditworthiness, including credit history, capacity to repay (debt to income ratio), stability of employment, residential history (current and previous), and collateral if applicable.
The process is easy. Here is what you need:
Repayment options include cash, check, bi-weekly/monthly transfer from checking or savings, or through your direct deposit or payroll deduction.
Apply for a low-rate personal loan from REFCU, and use the money to buy appliances, a new computer, or your dream vacation, just to name a few.
Unlike your credit card, a personal loan gives you the comfort of knowing what your payment will be and when your loan will be paid off.
Is your car turning into a collector item? Are you tired of repair expenses? Maybe is time to get a new car. Let us finance it!
At REFCU we finance any new vehicle* up to 100% of its MSRP or Retail Value according to KBB (Kelly Blue Book) or NADA. If your loan is currently serviced elsewhere, refinancing at our great rates could save you money.
Up to 100% financing is available to qualified.
* Vehicle of the previous model year with fewer than 3,000 miles can be financed as a new vehicle. Vehicle must not be previously titled.
Looking for an affordable car to use on a road trip? Maybe you're looking for a sports car to cruise the town, or you just need to get to work. Whatever your reason for getting a used vehicle, let Rockland Employees Federal Credit Union help with the financing.
View our current rates. Apply Now!
With terms up to 84 Months, you can enjoy a recreational vehicle at a low fixed rate. View Our Loan Rates »
Take the worries out of check writing by linking your checking to a Personal Line of Credit to ensure that your checks will be honored.
Our Share Secured Loan allows you to borrow against your savings, while still earning dividends on your money.
Benefits:
This loan offers another way to access funds without dipping into your savings. Borrow up to 100% of your Share Certificate balance and enjoy a low rate.
Buying a home is a big step. You need a lender you can trust and who will work with you through the process. That lender is REFCU. We can finance or refinance your home and help you make the most of your equity with our affordable range of mortgage and home equity options.
Learn more about your mortgage and home equity options as well as our current real estate loan rates,
For more information, call (877) 922-2822.
Consolidate your bills, make that needed repair to your home or pay for college tuition with a low rate REFCU Home Equity Loan. The interest may even by tax deductible. Contact your tax advisor for details. Home Equity Application »
REFCU offers a VISA Platinum Visa® Credit Card and a Secured VISA® card (for those of our members wishing to establish or re-establish credit). Learn more »
If you have questions, please contact us at This email address is being protected from spambots. You need JavaScript enabled to view it.