Fee Schedule
Updated 5/17/2023
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Monthly Service Charge (effective 6/30/19) |
$2.00 per month |
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Account Closing Fee |
$10.00 |
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Insufficient Fund, Return checks and ACH |
$25.00 |
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Account Research, per hour |
$10.00 |
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Duplicate Statement, per page |
$2.00 |
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Stop Payment |
$10.00 |
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Wire Transfer (Domestic) |
$20.00 |
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Wire Transfer (International) |
$35.00 |
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Deposited Check Returned Unpaid |
$25.00 |
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Legal Processing Fee |
$150.00 |
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Stop Payment for Online Bill Payment |
$40.00 |
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Courtesy Pay, per item |
$20.00 |
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Return Mail Fee |
$5.00 |
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Loan Processing Fee (emergency, cash in a flash, loyalty and birthday loans) |
$15.00 |
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Debt Consolidation Loan Fee |
$50.00 |
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Savings Overdraft Fee |
$2.00 |
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Excessive Withdrawal / Item fee |
$5.00 |
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Non Member Check Cashing Fee – Up to $300 |
$5.00 |
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Greater than $301 |
1.50% of check |
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REFCU owned ATM |
FREE |
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Foreign ATM Fee |
$2.00 |
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Card Replacement |
$5.00 |
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POS Transaction Fee |
$0.75 |
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Transfers |
$2.00 |
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REFCU owned ATM |
FREE |
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Foreign ATM Fee |
$2.00 |
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Card Replacement |
$15.00 |
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Insufficient Fund Fee |
$25.00 |
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Transfers |
$2.00 |
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Dormant Acoount Fee, per month* |
$5.00 |
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Credit Union check issued to self |
FREE |
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Credit Union check issued to 3rd party |
$4.00 |
*Account is considered dormant after 12 months of inactivity.