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HOW TO ACCESS ZELLE

1. Visit refcu.org
2. Click on Online Banking in the top right corner
3. Enter Username
4. Enter Security Code
5. Click Login
6. Once you are logged in, go to the Pay Bills tab at the top
7. Accept the Terms & Conditions
8. A page will display, scroll to the bottom, you will see a link that reads: What else can I do. Click on this link
9. A page will display, at the top with a tab that reads: Send money with Zelle
10. Click on this and then click on the Get Started tab
11. Continue with the instructions