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Bill Payment
Bill Payment is REFCU's online service that allows you to pay your bills from your computer. Set up payments to come from your REFCU Checking account automatically or as needed.
What Do I Need to Get Started?
To start using our Online Bill Pay you will need the following:
- A REFCU Checking Account
- Enroll in Online banking and set up Bill Payment
- Bring, fax or mail the application to one of our offices
Bill Payment is now FREE for all members!
For more information about this service, please contact us at (877) 922-2822.
Audio Response Service
For 24-Hour access to Information about your account, use our Audio Response Service.
No more waiting on the phone and no more waiting on lines, just call (800) 442-1357 to:
- Check your balance
- Find out what checks are cleared
- Recent deposits
- Recent withdrawals
- Make transfers within your account
All this is FREE and easy to use!
To take advantage of this service, call a member service representative today!
(800) 442-1357
Account Services
ATM Card
You may access your account(s) 24/7 by ATM using your CO-OP card to:
- Get cash withdrawals from savings and checking accounts
- Transfer Funds from savings to checking and vice-versa
- Get information about your savings and checking account balance
ATM - Pin Change/Card Activation
To change your pin number or activate your ATM/Debit card, please call 1-800-992-3808.
VISA® Debit Card
Looks like a credit card, works like a check! Get convenient, worldwide access to your checking account with the VISA® Debit Card. Learn more »
Lost/Stolen ATM or Visa Debit Cards
For lost or stolen ATM or Visa debit cards, please call 1-800-472-3272.
Direct Deposit & Payroll Deduction
Payroll, Social Security checks, pension checks or any other government checks can be deposited directly to your checking or share account. Learn more »
Overdraft Protection/Courtesy Pay
Cover your insufficient funds checks, up to your approved limit, for one low fee per covered overdraft transaction. Learn more »
Audio Response
For 24-Hour access to Information about your account, use our Audio Response Service. Learn more »
Wire Transfers
REFCU offers low-cost domestic and international wires transfer service. Most payments are same day or within 24 hours. To do a same-day wire transfer, for domestic you must request the wire before 3:00 P.M and international before 1:00 P.M. For more information please contact one of our member service representatives.
OTHER SERVICES
Online Banking
Use Online Banking to review account balances and history, transfer funds, review and change scheduled transfer, view transfer history, make loan payments and much more. Learn more »
Mobile Banking (Touchbanking)
Use your smartphone or other mobile device to view your account activity, make transfers and pay bills. Learn more »
Bill Payment
Pay your monthly bills in the comfort of your own home. Learn more »
E-Statements
Simplify your life and help the Credit Union minimize its impact on the environment when you sign up for E-Statements. Learn more »
Credit and Budget Counseling
Through the partnership with Balance Financial Fitness Program, REFCU can help you get financially independent. Learn more »
Family Security Plan® Insurance
The Family Security Plan® was created to protect credit union members and their families from the financial hardships that are brought on by death, disability or sickness. Learn more »
Notary Public
REFCU also provides free notary services to our members at each branch. Signatures are notarized to protect against document fraud, certify that the signature is genuine and was made willingly and freely.
Just bring the document to be notarized with one of the following forms of photo identification:
- Driver's License
- State ID
- Military ID
- Passport
Online Banking
Take advantage of Online Banking with REFCU. Access your accounts from Anywhere, Anytime. With Online Banking, you can:
- Obtain Account Balances
- Transfer Funds Between Accounts
- Make Payments to Loans
- Balance Your Account
Enroll online today!