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Rates & Terms

Savings Rates

Effective 11/1/2022

The dividend rate and APY may change at any time as determined by the Credit Union Board of Directors.

*ANNUAL PERCENTAGE YIELD

Account Type

Rate

Yield Terms

Share (Savings)

Set Quarterly

0.15% APY*

During any statement period, you may not make more than six withdrawals or transfers to another credit union account of yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction. No more than three of the six transfers may be made by check, draft, debit card, if applicable, or similar order to third party.

Vacation Club

Set Quarterly

0.15% APY*

The maximum deposit per year is $25,000. There will be a $5.00 fee for each account withdrawal over 4 per year. All other account terms above apply.

Holiday Club

Set Quarterly

0.15% APY*

The dividend period is the same as the club period. For example, Nov. 1st to Oct. 31st. If a withdrawal is made before Oct. 31st the account will be closed. If you close your account, you will not receive accrued dividends.

Education Club

Set Quarterly

0.15% APY*

The maximum deposit per year is $5,000. There will be a $5.00 fee for each withdrawal over 4 per year. All other account terms above apply.

Checking

Set quarterly 0.00% APY*

 

Traditional IRA's

Roth IRA's

Set Quarterly

0.05% APY*

Share/IRA Certificate will be compounded quarterly and will be credited quarterly.

Coverdell ESA

Set Quarterly

0.05% APY*

 

 

 

Term IRA & CD Rates  Effective 11/1/2022

$1,000 minimum

Term

Rate

Yield

3 months

0.60%

0.60%

6 months

0.85%

0.85%

12 months

1.25%

1.25%

24 months

1.75%

1.75%

36 months

1.95%

1.95%

48 months

2.30%

2.30%

60 months

3.00%

3.00%

 

APY = Annual Percentage Yield, $1,000.00 Minimum deposit required. A penalty may be imposed for early withdrawal.